Everyday news about GDP growth or bank lending rate comes on TV and newsprint. Chairman of ICICI or HDFC or SBI or PNB or Union Bank whoever he or she may be, they are inclined to give such a statement which suits wishes of government. They are number one yes-men of Ministers and they are invariably surrounded by corrupt and CBI case ridden General Managers .When General Managers are facing CBI inquiry and are not punished by Chairman of any bank it shows how much corrupt and false they themselves are. Executives more often than not, are addicted to speak lie and concoct figure. Therefore if these CEO talks about stable interest rate regime or social inclusion it appears ridiculous and ludicrous. Neither can one believe on statistics submitted by them or bad loans or real health of economy.
Even Chartered Accountants or Credit rating agencies are not doing their job honestly. Based on some statistics or the other they are simply predicting the probable NPA percentage in banks based on some premise or the other. They believe on balance sheet data of last year which I do not believe. . If they look into the books /CBS system of at least five banks in five towns or ten towns in a state say Jharkhand or Bihar and they assess personally without believing any word from banker I think reality will precipitate. But before that rating agency has to learn prudential norms of the banks very carefully and then work for this task seriously at least for three months. I think bad loan percentage will be at least five times of what they are exhibited in balance sheets.
An officer who is not well versed in modern tact of keeping boss happy or not master in cooking figure cannot become executive. An officer who is not tactful in earning money and share with bosses cannot dream of becoming executive. When corruption is at large scale at higher level even CBI or CVC will not pursue the case. Even Ministry of Finance will remain silent. RBI officers and inspectors will submit favourable report.
One can imagine what is happening in a bank where all General Managers like Vijendra, Bansal, Govindan are surrounding the Managing director of that bank and not punished even after various charges. It may be also be guessed who are the God fathers behind such heavyweights .In such sorry state of affairs one cannot dream of good health of bank and neither can he believe on the preaching of these CEOs of the bank. In such bank good officers cannot dream of promotion or good posting. And this is bitter truth that a bank cannot show stable growth without the whole hearted support of field workers. When field functionaries are ingeneral unhappy they cannot be loyal but they can be good flatterer.It is therefore hard nut to crack to assess the real health of any bank.
Thursday, February 25, 2010
Wednesday, February 24, 2010
Working Government
It is absolutely right that Government of India is seeking excuses in foreign land for terror attack or for racial attack. Government has been blaming others for its own weaknesses, inefficiency and inactiveness as also for rampant corruption. Terrorists are active in one form or the other in our own country and in every corner of the country. It will not be an exaggeration if I say that in every mohallah in every town there are few terrorists who exploit innocent and helpless citizen, student, traders, servicemen, land owners, professionals, car owners, cr parkers, hawkers, and others in one way of other. Naxalites are the visible Indian version of terrorism. Police terror is another version of terrorism. Corruption in administrative machinery and judicial system is third version of Indian brand of terrorism. Several task force committees have been set up for bringing about reformation in the system but all failed to yield result. For last three decades one after other efforts has been made to have dialogue with terrorists or naxalites but no solution has come.
Each government passes time and prepare for next election. Who is bothered for the security of common men or for the security of the country? Prices of all essential commodities are increasing and increasing, media is shouting and shouting but PM and president of India or all ministers are enjoying their life peacefully. They are awakened only by strike, mass rampage, arsoning and attacks like terror attack. Even if they are awakened they are likely to go for sleep again in a few days after lodging a inquiry commission or setting up a task force committee to look into the unhappy incident.
Thousands of letters and emails are sent by aggrieved person or loyal citizen of the country to important dignitaries to highlight irregularities and corrupt practice prevailing in the system, but unfortunately all such letters and emails are filed, not acted upon and not responded. I am unable to visualize any solution for any problem, it may be terrorism or price rise or rising unemployment and poverty.
If properties of these ministers and MPs are confiscated and they are booked to jail for their failure and for their inefficiency I think all rush for seeking ticket for election will end. If delegated powers of MPs and Ministers is narrowed down and transparency is established in all their actions, power of transfer and posting and promotions is completely abolished I hope flattery culture will end and officers in general will work sincerely and not indulge in yesmanism..
Danendra jain Ganaraj Choumuhani Agartala 799001 25th Feb. 2010
Each government passes time and prepare for next election. Who is bothered for the security of common men or for the security of the country? Prices of all essential commodities are increasing and increasing, media is shouting and shouting but PM and president of India or all ministers are enjoying their life peacefully. They are awakened only by strike, mass rampage, arsoning and attacks like terror attack. Even if they are awakened they are likely to go for sleep again in a few days after lodging a inquiry commission or setting up a task force committee to look into the unhappy incident.
Thousands of letters and emails are sent by aggrieved person or loyal citizen of the country to important dignitaries to highlight irregularities and corrupt practice prevailing in the system, but unfortunately all such letters and emails are filed, not acted upon and not responded. I am unable to visualize any solution for any problem, it may be terrorism or price rise or rising unemployment and poverty.
If properties of these ministers and MPs are confiscated and they are booked to jail for their failure and for their inefficiency I think all rush for seeking ticket for election will end. If delegated powers of MPs and Ministers is narrowed down and transparency is established in all their actions, power of transfer and posting and promotions is completely abolished I hope flattery culture will end and officers in general will work sincerely and not indulge in yesmanism..
Danendra jain Ganaraj Choumuhani Agartala 799001 25th Feb. 2010
Sunday, February 21, 2010
Arbitrary posting and whimsical transfers
Our Prime Minister Manmohan Singh is clean and he wants to portray Madhu Koda as clean despite Rs4000 crore fraud. This is why person like Ujjal Choudhury is transferred suddenly and abnormally from Ranchi to Patna office of Income Tax Department to stop the exposure of politicians involved in Madhu Koda scam.
President Pratibha has got hidden pratibha but she is puppet of UPA government. She is deaf, dumb and blind as if three disciples of Mahatma Gandhi made into one. She cannot utter her protest on whimsical transfer of Mr. Ujjal Choudhury who has been making sincere efforts and who is real instrumental in exposure of Madhu Koda scam. This is called flattery culture imbibed in the blood of Indians. This is Indian brand of providing protection to corrupt officers and politicians. Who will bell the cat?
All investigating Agencies, Inquiry Authorities, credit rating agencies, judiciary, police and armed forces should be allowed to do their job independently and without interference of any media or politician. If however there is doubt on the integrity of any person or there is any suspicious action there is a provision for moving in courts without making it a political issue.
If Education and judiciary are honest, effective and quality oriented there is no doubt that India will be number one. But our Politicians who talk of GDP and dream in GDP data cannot imagine of transformation in either education or judiciary
Monday, February 15, 2010
Pune terror attack
India is a vast country and Indian security forces or police cannot provide security to all people in each corner of the country. This is a bitter truth, which every Indian must admit. We are fortunate enough that terrorists are active and conducting terror attacks in metros and big towns only. If they start targetting small towns, cities and village for target attack, I apprehend India’s security arrangement will get punctured and prove to be hollow, absolutely incompetent and inadequate to deal with highly equipped, trained and funded terrorists.
I feel however proud that person like Mr. P Chidambaram has been in charge of Home Ministry and he has left no stone unturned to have best control and best use of available police and armed forces, to monitor and coordinate various intelligence agencies and to have best possible liasoning with most of the concerned department to achieve best possible result in available resources, at least far better than his immediate predecessor Mr. Shiv Raj Patil. It is his sincere efforts that during last 400 days no terror attack took place and many probable attacks were thwarted and culprits were booked in jail.
In the present case of Pune blast also, home ministry had alerted all well in advance about probable terror attack. Police forces as also people of these towns were cautioned to be alert of terrorists and unidentified bags. But home ministry or the police forces cannot follow those terrorists 24 hours 365 days. . Terrorists on the other hand are behind their target 24 hours and 365 days. This mismatch gives terrorist an opportunity to befool public as well as police. If people of India, politicians and media all cooperate, I hope India will be safer. Government needs to send a clear signal to criminals that there will be no sympathy for those who commit crime and violate laws of the Nation, irrespective of their caste or community and needs to ensure quickest punishment to crime perpetuators, even if it needs to jail Thakre like person or Indian Muzahiddin (IM) needs to be banned and its members need to be booked to task.
We therefore need a fool proof system which can take care of common men at all places every minute, every time. Police forces and the ruling party succeeded in release of MNIK in Mumbai and in the state of Maharashtra only because it was a few days phenomenon and one time event. Police forces were sent in civil dresses in all cinema halls to control the situation successfully. Similarly Indian government has to ensure that fifty percent of police forces are posted in civil dresses and made active in all corners of the country to guard common men to watch on the malicious activities of terror groups or naxal groups. This is possible only when entire political system and administrative machinery is redefined, reactivated, revitalized and rejuvenated. And the most important is that politicians are kept completely away from police forces. This is possible only when politicians discard vote bank politics and give value to security of Indians on priority.
However this is also true that police force in our country do not work sincerely and honestly at all the places and in all the states in the country. Reason behind inactiveness of police force is also nothing but wrong policies and wrong treatment of police force in the hands of politicians. When they act some party or the other abuses them, when they do not act they are abused by some politician or the other. It is therefore easy and comfortable for police personnel to do what politicians or ministers in person like them to do. It means police forces in general think it wise, prudent and better to flatter VIP and powerful person to get cream posting, easy promotions in career and get rid of all charges leveled against them by common men. We need to change this culture prevailing in almost all government offices, banks and insurance companies.
Unfortunately in our country those who act honestly and sincerely are more often than not shunted out and placed at such a critical place that honestly becomes a curse for its followers instead of an award. Even distributing of various medals or awards for successful completion of any task or any courageous action in police forces are based on either flattery to bosses or recommendations of some higher authority or some political heavyweights. Prestigious award like Padma Bhusan, Padam Shree, or Padam Bibhusan are awarded to controversial figures. This is very much painful.
Indians know how sincere IPS officer like various governments in her career treated Kiran Bedi when she was in job. People know how person like DGP Mr.Rathore got one after other promotions and better posting even after his involvement in Ruchika’s case. In the past few days IAS officers have been found to be indulged in large scale corruption and property worth many crores of rupees have been caught by IT authorities. Morality of top officers has faced dangerous erosion in the hand of politicians of the country.
Obviously entire set of administration has become victim of corruption and selfish policies of politicians. It is ironical that politicians who are originator of all corruption always blame administration for rampant corruption. This mutual blame game continues and common men become victim in all the cases of security lapses and it is painful that in this mutual mud slinging process, criminals get rid of charges, or court proceedings are delayed and ultimately criminals get rid of punishment for their crime. As a consequence crime graph in our country is rising unabated.
To add fuel to fire, criminals are getting support of various political parties to enter in to Parliament and take part in debate and stop legislative or executive action against criminals. It is undeniably true for Indian political system that politicians and criminal are two sides of the same coin and police forces are instrumental to them, subsidiary to them and nothing but extended arm of our bad political and administrative system .We therefore need thorough change in the system from top to bottom level.
It is also regrettable that even media instead of focusing main problem, concentrating on terror attack and searching its possible remedy start searching loopholes in the speeches of ministers, police authorities and change the agenda of the country from security mechanism to dirty political game. Media portrays the picture of terror attack in a way, which is not conducive for proper and appropriate investigation of the terror attack. Even intelligence inputs are broadcasted and elaborately enlightened on TV in such a way which help more to terrorists in changing their target and strategy, rather than helping police and people of the country to effectively trap the terrorists before they act upon their conspiracy to destabilize the country. Enemy foreign countries take advantage of our weak points and always succeed in execution of their dirty, destructive and divisive plans to weaken India. Undoubtedly media needs to be made accountable and responsible towards sensitive issues like terror linked in formations and post terror attack investigation procedures.
Danendra jain
Ganaraj choumuhani Agartala
15th Feb. 2010
I feel however proud that person like Mr. P Chidambaram has been in charge of Home Ministry and he has left no stone unturned to have best control and best use of available police and armed forces, to monitor and coordinate various intelligence agencies and to have best possible liasoning with most of the concerned department to achieve best possible result in available resources, at least far better than his immediate predecessor Mr. Shiv Raj Patil. It is his sincere efforts that during last 400 days no terror attack took place and many probable attacks were thwarted and culprits were booked in jail.
In the present case of Pune blast also, home ministry had alerted all well in advance about probable terror attack. Police forces as also people of these towns were cautioned to be alert of terrorists and unidentified bags. But home ministry or the police forces cannot follow those terrorists 24 hours 365 days. . Terrorists on the other hand are behind their target 24 hours and 365 days. This mismatch gives terrorist an opportunity to befool public as well as police. If people of India, politicians and media all cooperate, I hope India will be safer. Government needs to send a clear signal to criminals that there will be no sympathy for those who commit crime and violate laws of the Nation, irrespective of their caste or community and needs to ensure quickest punishment to crime perpetuators, even if it needs to jail Thakre like person or Indian Muzahiddin (IM) needs to be banned and its members need to be booked to task.
We therefore need a fool proof system which can take care of common men at all places every minute, every time. Police forces and the ruling party succeeded in release of MNIK in Mumbai and in the state of Maharashtra only because it was a few days phenomenon and one time event. Police forces were sent in civil dresses in all cinema halls to control the situation successfully. Similarly Indian government has to ensure that fifty percent of police forces are posted in civil dresses and made active in all corners of the country to guard common men to watch on the malicious activities of terror groups or naxal groups. This is possible only when entire political system and administrative machinery is redefined, reactivated, revitalized and rejuvenated. And the most important is that politicians are kept completely away from police forces. This is possible only when politicians discard vote bank politics and give value to security of Indians on priority.
However this is also true that police force in our country do not work sincerely and honestly at all the places and in all the states in the country. Reason behind inactiveness of police force is also nothing but wrong policies and wrong treatment of police force in the hands of politicians. When they act some party or the other abuses them, when they do not act they are abused by some politician or the other. It is therefore easy and comfortable for police personnel to do what politicians or ministers in person like them to do. It means police forces in general think it wise, prudent and better to flatter VIP and powerful person to get cream posting, easy promotions in career and get rid of all charges leveled against them by common men. We need to change this culture prevailing in almost all government offices, banks and insurance companies.
Unfortunately in our country those who act honestly and sincerely are more often than not shunted out and placed at such a critical place that honestly becomes a curse for its followers instead of an award. Even distributing of various medals or awards for successful completion of any task or any courageous action in police forces are based on either flattery to bosses or recommendations of some higher authority or some political heavyweights. Prestigious award like Padma Bhusan, Padam Shree, or Padam Bibhusan are awarded to controversial figures. This is very much painful.
Indians know how sincere IPS officer like various governments in her career treated Kiran Bedi when she was in job. People know how person like DGP Mr.Rathore got one after other promotions and better posting even after his involvement in Ruchika’s case. In the past few days IAS officers have been found to be indulged in large scale corruption and property worth many crores of rupees have been caught by IT authorities. Morality of top officers has faced dangerous erosion in the hand of politicians of the country.
Obviously entire set of administration has become victim of corruption and selfish policies of politicians. It is ironical that politicians who are originator of all corruption always blame administration for rampant corruption. This mutual blame game continues and common men become victim in all the cases of security lapses and it is painful that in this mutual mud slinging process, criminals get rid of charges, or court proceedings are delayed and ultimately criminals get rid of punishment for their crime. As a consequence crime graph in our country is rising unabated.
To add fuel to fire, criminals are getting support of various political parties to enter in to Parliament and take part in debate and stop legislative or executive action against criminals. It is undeniably true for Indian political system that politicians and criminal are two sides of the same coin and police forces are instrumental to them, subsidiary to them and nothing but extended arm of our bad political and administrative system .We therefore need thorough change in the system from top to bottom level.
It is also regrettable that even media instead of focusing main problem, concentrating on terror attack and searching its possible remedy start searching loopholes in the speeches of ministers, police authorities and change the agenda of the country from security mechanism to dirty political game. Media portrays the picture of terror attack in a way, which is not conducive for proper and appropriate investigation of the terror attack. Even intelligence inputs are broadcasted and elaborately enlightened on TV in such a way which help more to terrorists in changing their target and strategy, rather than helping police and people of the country to effectively trap the terrorists before they act upon their conspiracy to destabilize the country. Enemy foreign countries take advantage of our weak points and always succeed in execution of their dirty, destructive and divisive plans to weaken India. Undoubtedly media needs to be made accountable and responsible towards sensitive issues like terror linked in formations and post terror attack investigation procedures.
Danendra jain
Ganaraj choumuhani Agartala
15th Feb. 2010
Subscribe to:
Posts (Atom)